Rate & Program Monitoring
We often find that the Credit Bureau's information on our clients isn't always accurate or up-to-date.  In many cases recent credit card payments and credit limit increases are not reflected on your credit report.  Other times we find inaccurate discrepancies or account information.  All these types of inaccuracies reflect poorly on your credit score. 

When you become a Colorado Homes and Lending client we will review your credit information and complete various  "what-if-scenarios" your credit history.  If necessary, we will guide you in some minor changes to your credit structure to support the possibility of increasing your credit score, resulting in being able to offer you more advantageous loan programs.

The Universal Lending Corporation, Colorado Homes and Lending works with Advantage Credit of Colorado to provide our customers with following credit services.

Update Express

We will manage the process of correcting inaccurate information at the Bureau level to obtain the correct FICO score.

Changes can be made in 3-4 days (with the proper documentation) causing no delays in the loan closing process

We will help you understand what hurts, what helps, and how to you can improve your scores